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Fire & Burglary Insurance
Coverage for Loss or Damage
Fire & burglary insurance provides coverage for physical loss or damage caused to the building or structure.
Sum Insured up to Rs 5 Crores
For sum insured amount up to Rs 5 Crores: Sookshma Udyam Suraksha.
Sum Insured Rs 5-50 Crores
For sum insured amount between Rs 5-50 Crores: Laghu Udyam Suraksha.
Sum Insured Above Rs 50 Crores
Fire & Burglary Insurance Benefits
Covers loss or damage due to fire, fermentation, natural heating, or spontaneous combustion. Plant, machinery, stock of goods, and other business-related assets are covered under property insurance.
Covers damage caused by natural disasters like earthquakes, volcanic eruptions, storms, cyclones, typhoons, etc.
Burglary insurance includes loss or damage caused by malicious acts, riots, and strikes.
The act of terrorism is covered as per the clause attached to the policy documents.
Theft is covered within 7 days (subject to document submission) after an insured peril event under the fire and burglary insurance policy.
Covers loss or damage due to the bursting and overflowing of water tanks, pipes, and apparatus under building insurance.
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